I had never put enough thought and planning into how to help and participate in the lives of my grown children the way you do when they are little. Now I am at a place in life that I want to be resolute in the way I interact with them. They are precious to me and I am very proud of them. Each one is distinctly different and bring me so much love and satisfaction as a Mom. From time to time though, life’s events create a need to think through my responses to them and how I choose to spend my time and money. I bite my tongue sometimes too much and other times I speak without thinking. All I really want is to be the best Mom for each of them.
So I am going to be more thoughtful. One issue I find is how to help them financially. I don’t like seeing them struggle and so I sometimes find myself helping them either too much or not enough. The decision to help will be evaluating whether or not the need is based on a life choice or something truly out of their control.
Secondly, I want to help guide them with a financial plan that will lead them to a retirement one day that won’t leave them struggling. Maybe launch a small Roth or Investment if they continue to contribute. I don’t know, still thinking through that one.